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What is an investment account?
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An investment account is an account with a broker or bank that allows you to buy, sell and hold investments. It is the place where your shares, bonds or funds are administratively held. Without an investment account, you cannot trade independently on the stock exchange.
Through an investment account, you gain access to the financial markets.
This account contains both your invested assets and any cash balance. When you buy a share, it is credited to your investment account. When you sell a share, the amount is credited as cash to the same account. The investment account gives you insight into the current value of your portfolio, your transactions and your returns. The provider may charge fees for this, such as transaction fees or service fees.
Short example:
Suppose you deposit €2,000 into your investment account. You buy shares worth €1,500. Those shares appear in your portfolio overview. The remaining €500 stays as a cash balance in your account. If you later sell the shares for €1,600, that amount is credited to your investment account.
Disclaimer: Investing brings risks. Our analysts are not financial advisors. Always consult an advisor when making financial decisions. The information and tips provided on this website are based on our analysts' own insights and experiences. Therefore, they are for educational purposes only.
