Publication date: September 4, 2025

Ripple (XRP) is currently the third largest cryptocurrency after Bitcoin and Ethereum based on market capitalization. Bitcoin stands alone in this regard, being more than 12 times larger than Ripple. After the price explosion of November 2024, the price is moving very volatile and a technical price pattern has emerged that offers possibilities for the near future.

We published an informative article about Ripple on December 11, 2024. We recommend that you read it first. You will find the article HERE.

Today we cover the developments and current situation of Ripple and moreover the expectations and opportunities for investors.

What is Ripple's current situation?

Ripple has a positive share price trend through 2025. It appreciated earlier this year from $2.05 to $3.55. Currently, the coin is quoting $2.84. This makes the current performance for 2025 about 38%.

Ripple has a number of significant and positive developments in its progress. The most recent and is the termination of the lawsuit filed by the U.S. Securities and Exchange Commission (SEC) against Ripple. While this was expected, the final settlement and termination removes a major dark cloud.

In April 2025, Ripple provided the, so far, largest acquisition of the year in the crypto sector. For $1.25 billion, the company acquired prime broker Hidden Road.

Furthermore, 7 applications are currently pending with the SEC for a (Spot) XRP ETF. This is a regulated mutual fund that tracks almost 100% of the price development of the XRP (Ripple). The ETF offers institutional investors in particular the opportunity to invest in Ripple, thus creating additional inflows.

In addition, an interesting project is underway that could be particularly positive for Ripple. The global banking network SWIFT is experimenting with Ripple's XRP Ledger for faster and cheaper cross-border payments. If just 1% of the annual $150 trillion in SWIFT transactions were conducted via XRP, that would create $1.5 trillion in demand.


What is the general expectation of Ripple's analysts?

Analysts' expectations vary widely. This is typical of crypto, though, since price movements and developments are much faster than those in equity markets. We distinguish three categories:

- Conservative: Average price around $3, with potential rise to $4 if ETFs and adoption pick up.

- Optimistic: With positive regulatory and institutional inflows, some analysts see $5 to $7 as realistic targets.

- Bullish extremes: In a strong bull market with institutional inflows and ETF adoptions, bullish scenarios up to $9-$15 have been discussed.

The forecast based on the most likely scenario is penciled in. You can see the price target at $4.09 in 2025 after recently completing the correction at $2.66. The calculation of our algorithmic system is thus consistent with the general expectation of conservative analysts. That said, for the long term, much higher prices should not be ruled out. For the moment, the most likely scenario is that the correction is completed and that XRP can continue to rise to $4.09. At a closing level below $1.78, the scenario is no longer valid.

Conclusion:

XRP (Ripple) has experienced solid price movements. Current developments within Ripple are positive for the near future. The price correction seems completed and at the current price, our system expects another price sprint of around 40%. You might consider taking a position in XRP for a modest portion of your portfolio. You can easily purchase XRP through a crypto broker. Examples of well-known regulated brokers in the Netherlands are Bitvavo, Kraken and Coinbase. Please note that these are just examples to inform you. We have no self-interest in naming these brokers .

Disclaimer: Investing involves risks. Our analysts are not financial advisors. Always consult an advisor when making financial decisions. The information and tips provided on this website are based on our analysts' own insights and experiences. They are therefore for educational purposes only.