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Publication date: September 8, 2025
UniCredit is one of Europe's largest banking groups and a major player in European financial markets. In this article, you will discover all about the UniCredit share: price performance, dividend strategy and future prospects. Are you considering investing in European banks like UniCredit? Then subscribe to our newsletter here and stay up-to-date.
- Year of establishment: 1998
- Year added to the EURO STOXX 50: 2003
- Highest price ever: €69.82 in August 2025
- Average trading volume: approximately 4.75 million shares per day
- Price performance over the past 12 months: 89.78%
Introduction about the company
UniCredit S.p.A. is a leading pan-European bank headquartered in Milan, Italy. The bank serves millions of retail and corporate customers in 13 core markets, including Italy, Germany, Austria and Central and Eastern Europe. UniCredit offers a wide range of financial services from retail banking and loans to corporate banking, leasing and insurance. Led by CEO Andrea Orcel, the company is positioning itself as a modern, digital bank with a strong focus on efficiency and profitability.
Key figures & achievements
In 2024, UniCredit had revenues of €24.81 billion and a net profit of €12.86 billion. The bank had a balance sheet total of €860 billion and equity of about €64.4 billion at the end of that year. UniCredit's market capitalization in September 2025 was about €103 billion.
History & development
UniCredit was created in 1998 through the merger of several Italian banks, including Credito Italiano and Unicredito. Over the years, the company expanded through acquisitions in Germany (HypoVereinsbank) and Austria (Bank Austria), gaining a solid position in Europe. In the years following the euro crisis, UniCredit undertook extensive restructuring aimed at strengthening its balance sheet and reducing costs. Under Andrea Orcel, CEO since 2021, the bank has taken a clear strategic direction: profit growth, digitalization and return of capital to shareholders.
Sector & competition
UniCredit operates in the European banking sector, competing with major players such as Intesa Sanpaolo, BNP Paribas, Deutsche Bank and Santander. The bank stands out for its strong presence in both Western and Eastern Europe and for its capital strength. Where many banks struggle with pressure on margins and regulations, UniCredit managed to achieve above-average profits in 2024 and 2025 thanks to higher interest rates and an efficient cost structure.
Impact of Unicredit on the EURO STOXX 50
UniCredit has been part of the EURO STOXX 50 for over two decades, representing a large segment of the European financial sector. In August 2025, UniCredit had a weighting of about 1.80% within the index. Thus, the share contributes substantially to the performance of the index. Curious about the complete composition of the EURO STOXX 50? Read all about it here. UniCredit's share price is mainly influenced by the interest rate policy of the European Central Bank, economic growth in core markets and merger and acquisition plans.
UniCredit's influence may increase further in the coming years, especially given the consolidation movements in the European banking sector and the ambitious profit and dividend targets set by the bank.
Investment analysis & outlook
Below is UniCredit's share price performance compared to the EURO STOXX 50 over the past five years. While the index showed an increase of +61.62%, UniCredit rose by a whopping +696.47%. The impressive performance was mainly due to higher interest income, robust earnings growth and a comprehensive share repurchase program.
UniCredit's hefty dividend and share repurchase plans through 2027 are expected to make the stock attractive to both value and income investors. Moreover, the consolidation strategy in the sector offers an opportunity for further growth.
News & updates
In the summer of 2025, UniCredit reported a record second-quarter profit of €3.3 billion, raising its half-year total to more than €6 billion. This was the best annual start in the bank's history and prompted it to raise its outlook for all of 2025.
In addition, UniCredit increased its stake in Commerzbank to almost 29%, a strategic move that attracted much attention in the European banking sector. The bank also confirmed that it will return at least €9.5 billion of capital to shareholders through dividends and share repurchase programs in 2025 and 2026.
With a clear focus on profitability, digitization and consolidation, UniCredit remains firmly positioned within the European market.
For more information on UniCredit, please visit: www.unicreditgroup.eu
Disclaimer: Investing involves risk. Our analysts are not financial advisors. Always consult an advisor when making financial decisions. The information and tips provided on this website are based on our analysts' own insights and experiences. They are therefore for educational purposes only.
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